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Opportunity Engine · in build

The work your clients need, found in their own figures.

Opportunity Engine reads each client's books, their Companies House record and your practice records, and ranks the work each client needs: tax planning, cash, funding, protection, legal work and your own fees. Every item carries the figure that raised it and its value in pounds.

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Opportunity Engine · Calder Joinery Ltd

Calder Joinery Ltd

Limited company · two directors · year end 31 March
5 open
£84,200profit before tax
£61,400owed by customers
52 daysaverage to get paid
01

Pension contributions through the company

Profit £84,200. No employer pension payments in the books. Director aged 46.
Tax saved about £5,300Financial adviser
02

Invoice finance

Customers owe £61,400 and take 52 days on average to pay.
Cash released up to £49,000Funding partner
03

Salary and dividend mix

Director's salary sits above the most tax-efficient level for 2026/27.
Fee £350Your firm
04

Shareholder agreement

Two shareholders at Companies House. The client questionnaire says there is none.
IntroductionLaw firm
05

Fee review

Time logged this year is £2,840 against a fee of £1,950.
Fee gap £890Your firm

Illustration of the product in build. The client and figures are fictional.

The rules

You set the level for every rule.

There are more than a hundred rules. Each one names the figures it reads and the level that raises it. Change a number and every client is checked again.

Tax planningProfit and marginsCashFundingProtection, pensions and investmentsLegal workCompliance and riskGrowth and the ownerYour own fees
Settings · Rules

Pension through the company

Profit over £50,000, no employer pension payments, a director over 40

Invoice finance

Sells to businesses, customers owe over £50,000, average days to pay over 45

Cash running out

Bank balance below zero within 13 weeks on regular payments, wages and tax due

Making Tax Digital for Income Tax

Self-employment and rental income over £50,000, no quarterly service signed up

Overdrawn director's loan

Loan account overdrawn at the year end by more than £0

Debt recovery

An invoice more than 90 days past due

Fee review

Time logged worth more than 120% of the fee
Settings · Connections
XeroDirect

Bank lines, invoices, balances

QuickBooksDirect

Bank lines, invoices, balances

FreeAgentDirect

One approval covers a whole practice

Sage AccountingDirect

Bank lines, invoices, balances

Sage 50 and othersExport file

KashFlow, Clear Books, Zoho Books

Companies HouseAutomatic

Directors, owners, filed accounts, charges

PayrollDirect or file

Staff, pay, pensions, benefits

Your practice recordsDirect or file

Xero Practice Manager direct; IRIS, CCH, BrightManager by file

Client questionnaireClient portal

Will, shareholder agreement, lease end, retirement plans

Where it reads from

The software your clients already use.

The big four bookkeeping packages connect directly. Sage 50, the smaller packages and most of the systems firms run their jobs and fees on come in by export file. Companies House is read for every client without you doing anything.

For what no system records, such as a will or a shareholder agreement, the client answers about ten questions through their portal.

Acting on it

An introduction, drafted and ready for you to send.

Pick an item and the email to the client is written from the figures behind it. Financial planning goes to an FCA-authorised financial adviser and legal work to an SRA-regulated law firm. Someone at your firm reads every email and presses send.

To Sam Calder  ·  From Hartley & Co Accountants
Subject Your company pension, before the year end

Hi Sam,

Looking at this year's figures, the company made £84,200 profit and paid nothing into a pension for you. Payments the company makes into your pension are an allowable business cost, so they reduce the company's Corporation Tax.

We work with an FCA-authorised financial adviser who can look at what would suit you. Would you like an introduction before 31 March?

Hartley & Co

Drafted from: profit, pension payments, director's ageSend

Illustration of the product in build. The client, firm and figures are fictional.

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